MEET OUR TRUSTED DAYTON MILITARY REALTORS
PCS to Wright-Patterson AFB (WPAFB) with Confidence
Greta Costa
Realtor ☆ USAF Retired
Ohio: Wright-Patterson AFB (WPAFB), Dayton, & surrounding areas Bio:Dayton Military Realtor
Greta Costs is a trusted Dayton Military Realtor and proud U.S. Air Force veteran with 26 years of service (1988–2014). With firsthand experience in military life and relocations, Greta specializes in helping service members, veterans, and their families confidently PCS to Wright-Patterson AFB (WPAFB) and throughout the greater Dayton area.
During her Air Force career, Greta served in a wide range of leadership and analytical roles, including Military Law Enforcement, Human Resources Manager, Criminal Analyst, Management Analyst, Trainer, Executive Officer, and Equal Opportunity. This diverse background shaped her calm, detail-oriented approach and her ability to navigate high-stakes, time-sensitive situations—skills that directly translate to successful real estate negotiations and smooth PCS moves.
Greta graduated cum laude from Minot State University with a Bachelor of Science in Criminal Justice and completed extensive post-graduate and military training, including Squadron Officer School, Criminal and Financial Analysis, Quality Management, and advanced Negotiation and Mediation certifications through the Department of Defense. Simply put: she knows how to advocate, problem-solve, and protect her clients’ best interests.
At her core, Greta is driven by service. Whether she’s helping a military family find the right home near base, negotiating a win-win deal, restoring an older home’s character, or giving back through veteran honors and community outreach, her mission is always the same—help others succeed. As Greta says, “When I see others succeeding, I succeed.”
Greta’s Service Areas
Greta serves the entire greater Ohio area, including these popular communities with military families assigned to Wright-Patterson AFB
Ready to Get Started?
If you found Greta through our Google profiles link, visit our Dayton Veteran Realtors page here to connect with her directly. Otherwise, click the Contact Agent link below to get started now.
Less…MEET OUR LENDER TEAM
VA LOAN EXPERTISE YOU CAN TRUST
Matt Elliott
Mortgage Loan Originator | VA Loan Expert | USMC Veteran
Licensed in all 50 States Bio:Matt Elliott is a Marine Corps veteran and Veteran Mortgage Loan Originator with the Veteran Mortgage Team–your trusted VA Home Loan Expert serving veterans and military families nationwide through all PCS JOES CONUS Service Areas. Originally from Central Illinois, Matt grew up in a blue-collar community that takes great pride in military service — a value that continues to shape his work today.
After graduating high school just months before the events of 9/11, Matt felt an overwhelming sense of patriotism and a call to serve. Inspired by a close friend who deployed with the Navy Seabees, he enlisted in the United States Marine Corps in 2006 as an 0311 Rifleman. During his military career, Matt deployed to Iraq in 2009, where he was stationed at Combat Outpost Waleed on the Iraq–Syria border. His service in one of the most challenging environments of the conflict instilled a deep commitment to teamwork, discipline, and service to others.
Following his time in uniform, Matt transitioned to the mortgage industry, building his expertise from the ground up — first as a Home Loan Processor, then as a Loan Officer Assistant, and now as a licensed Mortgage Loan Originator. Drawing on his military values and years of mortgage experience, Matt takes pride in helping veterans and families secure the best home loan options available.
Whether you’re a first-time homebuyer or a seasoned homeowner, Matt’s mission is simple: to serve with integrity, educate his clients, and help them achieve their dream of homeownership.
Matt’s values align perfectly with PCS JOES, and he’s become an indispensable part of our team thanks to his exceptional client care and reliability. As a trusted VA Home Loan Expert, he’s available seven days a week to guide veterans and military families through every step of the VA mortgage process.
It’s never too early to reach out to Matt. Many of our clients begin working with him 6–12 months before their PCS to improve credit and prepare for VA loan prequalification. This early preparation often helps them qualify for better VA loan rates and ensures a smoother military home buying experience. Don’t wait until you have orders in hand–contact Matt as soon as you receive your assignment notification to start preparing for your next move with confidence.
Matt’s VA Home Loan Service Areas
All 50 CONUS States
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Matt Elliott
Mortgage Loan Originator | VA Loan Expert | USMC Veteran
Matt Elliott is a Marine Corps veteran and Veteran Mortgage Loan Originator with the Veteran Mortgage Team–your trusted VA Home Loan Expert serving veterans and military families nationwide through all PCS JOES CONUS Service Areas. Originally from Central Illinois, Matt…
314-882-3314
Bryant Mateus – VA Home Loan Expert
Loan Officer | VA Loan Expert | USAF Veteran
Licensed in 47 states Bio:Bryant Mateus is a United States Air Force Academy graduate, Air Force Reserve Major, and trusted VA Loan Lender serving veterans and military families throughout Texas. His background in military service gives him a deep understanding of the challenges that come with PCS moves, high cost of living areas, and the fast paced Texas market.
After leaving active duty, Bryant brought his commitment to service into the mortgage world. He has helped military families across Texas secure highly competitive rates and clear guidance from the first conversation to the closing table. His mission is simple. Provide honest education, real numbers, and the most competitive options available for every veteran he serves.
Whether you are planning ahead for a PCS to Lackland, Randolph, Fort Sam, or anywhere in the state, Bryant is available seven days a week to support you. Many clients work with him months before purchasing so they can strengthen their credit, explore loan options, and prepare with confidence.
It is never too early to reach out and begin your path to homeownership with a lender who understands both military life and the Texas market.
Service Areas:
- Licensed in all states except Hawaii, New York, and Vermont
Bryant’s Contact Info:
- Website: http://www.valoancapt.com
- Cell: 937-823-7307
- Email: bmateus@lower.com
Bryant Mateus – VA Home Loan Expert
Loan Officer | VA Loan Expert | USAF Veteran
Bryant Mateus is a United States Air Force Academy graduate, Air Force Reserve Major, and trusted VA Loan Lender serving veterans and military families throughout Texas. His background in military service gives him a deep understanding of the challenges that…
(937) 823-7307
WHY HEROES PREFER OUR MILITARY REALTORS IN DAYTON
Real advantages. Built for PCS life.
Veteran Realtor Expertise
We’ve lived the PCS life–deployments, short timelines, TDY, house hunting, & last minute orders. You don’t have to explain it. Our team already gets it.
VA Loan Experts
Actual experts–not just “VA Friendly.” From eligibility & loan strategies to inspections & appraisal disputes, our team knows VA loans inside & out–so you don’t waste your time, money, or benefits.

Smart Home Searches
We don’t just send listings. We match homes to your BAH, daily commute, family needs, unique property requirements, & how fast you actually need to move.
National Coverage
One Trusted Standard
PCS’ing across the country? Our vetted network of veteran & military-spouse realtors serve installations nationwide–all held to the same military-first standard.

Vetted Local Pros
From inspectors to lenders to title companies, we connect you with professionals who understand tight turnarounds and VA requirements—and deliver without delays.

Exclusive Military Bonus
Exclusive buyer closing cost incentives and listing fee discounts available in all states where allowed. Contact us for eligibility details when ready.
PCS & HOMEOWNERSHIP GUIDES FOR MILITARY FAMILIES
What VETERANS SAY ABOUT pCS JOES
FREQUENTLY ASKED QUESTIONS FOR OUR MILITARY REALTORS IN DAYTON
ABOUT PCS JOES
PCS JOES is a veteran-owned nationwide military housing and real estate platform supporting service members and veterans through every stage of a PCS move. We connect military families with trusted veteran and military-spouse Realtors across the United States and provide expert guidance on PCS timelines, VA loans, and relocation decisions.
Through PCS Homes Marketplace — our free military-only housing network — military buyers and renters connect directly with verified military homeowners across the country offering homes for sale or rent, including VA assumable opportunities near base.
Headquartered in San Antonio, PCS JOES proudly serves military installations nationwide.
Powered by Dark Horse Group, a veteran-led (US Army) real estate team ranked among the top 1% nationally for real estate production.
MILITARY REALTORS SERVING OVER 100 MILITARY BASES

BASES SUPPORTED BY OUR DAYTON MILITARY REALTORS
VA LOAN FACTS & RESOURCES
ELEVATE YOUR REAL ESTATE CAREER
Three paths to grow with a top 1% ranked team in the nation
Join Our Referral Network
Serve veteran families wherever you are without changing brokerages.

Join Our Real Estate Team
Grow your business with industry leading tech, real support, relevant training, 14+ lead sources, and competitive 90/10 organic splits.

DoD SkillBridge Intership
Transition from service to a career in real estate with hands-on training & mentorship. Sponsoring real estate licensing courses for new agents monthly.
