MILITARY-OWNED HOMES FOR SALE & RENT
PCS HOMES MARKETPLACE
A free military-only housing marketplace connecting buyers, renters, and sellers–including VA assumable opportunities.
MILITARY REALTORS SERVING VETERAN FAMILIES NATIONWIDE
100+
Military Bases
Nationwide
COVERAGE
Military-Owned
HOMES MARKETPLACE
PCS & Homeownership Guides
for Military Families

Military Homebuyer Guide
Download the PCS JOES Military Home Buyer Guide — a step-by-step VA loan and PCS home buying guide designed for active-duty service members and veterans. Learn financing, inspections, negotiations, and closing strategies.

PCS Move Checklist
Planning a PCS? Build your personalized moving checklist using the official Military OneSource “Plan My Move” tool — the trusted starting point for military relocations.
VA HOME LOAN LENDERS FOR MILITARY BUYERS
Connect with experienced VA loan lenders who understand military income, PCS timelines, and the VA loan process. Get pre-approved and move forward with confidence.
Matt Elliott
Mortgage Loan Originator | VA Loan Expert | USMC Veteran
Licensed in all 50 States Bio:Matt Elliott is a Marine Corps veteran and Veteran Mortgage Loan Originator with the Veteran Mortgage Team–your trusted VA Home Loan Expert serving veterans and military families nationwide through all PCS JOES CONUS Service Areas. Originally from Central Illinois, Matt grew up in a blue-collar community that takes great pride in military service — a value that continues to shape his work today.
After graduating high school just months before the events of 9/11, Matt felt an overwhelming sense of patriotism and a call to serve. Inspired by a close friend who deployed with the Navy Seabees, he enlisted in the United States Marine Corps in 2006 as an 0311 Rifleman. During his military career, Matt deployed to Iraq in 2009, where he was stationed at Combat Outpost Waleed on the Iraq–Syria border. His service in one of the most challenging environments of the conflict instilled a deep commitment to teamwork, discipline, and service to others.
Following his time in uniform, Matt transitioned to the mortgage industry, building his expertise from the ground up — first as a Home Loan Processor, then as a Loan Officer Assistant, and now as a licensed Mortgage Loan Originator. Drawing on his military values and years of mortgage experience, Matt takes pride in helping veterans and families secure the best home loan options available.
Whether you’re a first-time homebuyer or a seasoned homeowner, Matt’s mission is simple: to serve with integrity, educate his clients, and help them achieve their dream of homeownership.
Matt’s values align perfectly with PCS JOES, and he’s become an indispensable part of our team thanks to his exceptional client care and reliability. As a trusted VA Home Loan Expert, he’s available seven days a week to guide veterans and military families through every step of the VA mortgage process.
It’s never too early to reach out to Matt. Many of our clients begin working with him 6–12 months before their PCS to improve credit and prepare for VA loan prequalification. This early preparation often helps them qualify for better VA loan rates and ensures a smoother military home buying experience. Don’t wait until you have orders in hand–contact Matt as soon as you receive your assignment notification to start preparing for your next move with confidence.
Matt’s VA Home Loan Service Areas
All 50 CONUS States
Less…
Matt Elliott
Mortgage Loan Originator | VA Loan Expert | USMC Veteran
Matt Elliott is a Marine Corps veteran and Veteran Mortgage Loan Originator with the Veteran Mortgage Team–your trusted VA Home Loan Expert serving veterans and military families nationwide through all PCS JOES CONUS Service Areas. Originally from Central Illinois, Matt…
314-882-3314
Bryant Mateus – VA Home Loan Expert
Loan Officer | VA Loan Expert | USAF Veteran
Licensed in 47 states Bio:Bryant Mateus is a United States Air Force Academy graduate, Air Force Reserve Major, and trusted VA Loan Lender serving veterans and military families throughout Texas. His background in military service gives him a deep understanding of the challenges that come with PCS moves, high cost of living areas, and the fast paced Texas market.
After leaving active duty, Bryant brought his commitment to service into the mortgage world. He has helped military families across Texas secure highly competitive rates and clear guidance from the first conversation to the closing table. His mission is simple. Provide honest education, real numbers, and the most competitive options available for every veteran he serves.
Whether you are planning ahead for a PCS to Lackland, Randolph, Fort Sam, or anywhere in the state, Bryant is available seven days a week to support you. Many clients work with him months before purchasing so they can strengthen their credit, explore loan options, and prepare with confidence.
It is never too early to reach out and begin your path to homeownership with a lender who understands both military life and the Texas market.
Service Areas:
- Licensed in all states except Hawaii, New York, and Vermont
Bryant’s Contact Info:
- Website: http://www.valoancapt.com
- Cell: 937-823-7307
- Email: bmateus@lower.com
Bryant Mateus – VA Home Loan Expert
Loan Officer | VA Loan Expert | USAF Veteran
Bryant Mateus is a United States Air Force Academy graduate, Air Force Reserve Major, and trusted VA Loan Lender serving veterans and military families throughout Texas. His background in military service gives him a deep understanding of the challenges that…
(937) 823-7307
Evan Enstrom
Senior Loan Officer | VA Loan Expert
North Carolina Bio:Meet Evan Enstrom, Senior Loan Officer with Responsive Mortgage. Evan is widely recognized for his strong expertise in VA home loans throughout the state of North Carolina, where he helps military families navigate the lending process with confidence and clarity. He believes exceptional results come from combining persistence with compassion—a philosophy he brings into every client interaction.
As a Senior Loan Officer, Evan is committed to making home financing smooth, transparent, and stress-free. He takes the time to understand each borrower’s goals, works closely with his team to match them with the best loan options available, and ensures they feel supported from the first conversation through closing. His responsive communication and client-first mindset have made him a trusted resource for military and non-military families alike.
When he’s not structuring VA loan strategies or guiding homebuyers through the mortgage process, Evan can often be found chasing his toddler around the zoo or connecting with local business owners across North Carolina. His mission is simple: to make home loan financing feel less intimidating—and far more empowering.
Evan Enstrom
Senior Loan Officer | VA Loan Expert
Meet Evan Enstrom, Senior Loan Officer with Responsive Mortgage. Evan is widely recognized for his strong expertise in VA home loans throughout the state of North Carolina, where he helps military families navigate the lending process with confidence and clarity….
585-474-9998
Why Heroes Prefer Our
PCS Joes Military Realtors

Veteran Realtor Expertise
Our realtors understand BAH rates, PCS timelines, and the unique challenges military families face.
VA Loan Experts
Work with lenders who specialize in VA loans, zero-down financing, and rate assumptions.
Smart House Searches
Find properties near your duty station with filters for commute distance and school ratings.
National Coverage
Serving 100+ military installations. Wherever you PCS, we have trusted agents ready.
Vetted Local Pros
Every realtor is hand-picked and reviewed. Many are veterans or military spouses.
Exclusive Military Rates
Access special military discounts, rebates, and programs designed to save you money.
FREQUENTLY ASKED QUESTIONS
ABOUT PCS JOES
PCS JOES is a veteran-owned nationwide military housing and real estate platform supporting service members and veterans through every stage of a PCS move. We connect military families with trusted veteran and military-spouse Realtors across the United States and provide expert guidance on PCS timelines, VA loans, and relocation decisions.
Through PCS Homes Marketplace — our free military-only housing network — military buyers and renters connect directly with verified military homeowners across the country offering homes for sale or rent, including VA assumable opportunities near base.
Headquartered in San Antonio, PCS JOES proudly serves military installations nationwide.
Powered by Dark Horse Group, a veteran-led (US Army) real estate team ranked among the top 1% nationally for real estate production.
VA LOAN FACTS & RESOURCES
Elevate Your Real Estate Career
Three paths to grow with a top 1% nationally ranked team

Join Our Referral Network
Serve veteran families wherever you are without switching brokerages.

Join Our Real Estate Team
Grow your business with industry leading tech, real support, relevant training, 14+ lead sources, & competitive 90/10 organic splits
DoD SkillBridge Internship
Transition from service to a career in real estate with hands-on training & mentorship.







