Oxnard Veteran Realtors

Veteran-Owned & Operated

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Our team of Oxnard veteran Realtors specializes in seamless PCS moves and VA home-buying throughout Oxnard and surrounding communities.

Oxnard Veteran & Military-Spouse Realtors
Military Homebuyer Specialists
Military Home Selling Experts
Trusted VA Loan Officers

Find an Oxnard Military Realtor Browse PCS Homes Marketplace

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Home at 10814 Hortense St., Toluca Lake, CA 91602

VA ASSUMABLE2.25%

Military-Owned Agent-Listed

1 / 12

For Sale

$1,199,900

10814 Hortense St.

Toluca Lake, CA 91602

Home at 1056 Portola Valley Rd, Yuba City, CA

VA ASSUMABLE3.13%

Military-Owned Owner-Listed

1 / 10

For Sale

$515,000

1056 Portola Valley Rd

Yuba City, CA

Nearby BaseBeale AFB

Home at 821 Wicklow Rd, Baltimore, MD 21229

VA ASSUMABLE7.14%

Veteran-Owned Agent-Listed

1 / 10

For Sale

$240,000

821 Wicklow Rd

Baltimore, MD 21229

Nearby BaseFort George G. Meade. Another closer, though smaller, military installation is the Coast Guard Yard in Curtis Bay, which is about 9 miles away.

Open marketplace slot

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Promote a sale, rental, or VA assumable opportunity to military families planning their next move.

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Local Military Real Estate Experts

Meet Our Oxnard Veteran Realtors

Helping military families PCS to Ventura County with trusted local real estate guidance.

Mark Smith Jr

Realtor ☆ Navy Veteran

Bio:

Welcome to Excellent Service! WHAT I DO My mission is to utilize my real estate... More...

PCS JOES Verified Local Expert

About Mark

Meet Mark Smith Jr., an Oxnard-area Realtor who combines real estate expertise with extensive experience supporting the military community. Mark works with active-duty service members, veterans, and military families navigating PCS moves, home purchases, and real estate investments, with a focus on helping clients make informed decisions that support both their immediate housing needs and long-term financial goals.

Serving Oxnard, Ventura County, and communities surrounding Naval Base Ventura County at Port Hueneme and Point Mugu, Mark brings additional experience in single-family homes, multifamily properties, investment real estate, and 1031 exchanges. Whether relocating to the area, selling before a PCS, purchasing with long-term investment potential in mind, or expanding a real estate portfolio, Mark provides knowledgeable guidance and a service-focused approach throughout the process.

Vetted PCS JOES Partner

Local Oxnard Expert

Military Community Focused

Communities Mark Serves Near Oxnard

Camarillo

Oxnard

Moorpark

Simi Valley

Military Bases Mark Serves Near Oxnard

Naval Base Ventura County (NBVC)

NBVC Port Hueneme

NBVC Point Mugu

Don't see your area? This agent serves additional communities beyond those listed. Reach out directly to confirm coverage and get expert local guidance.

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Why Heroes Prefer Our Oxnard Veteran Realtors

We connect you with veteran and military-spouse Realtors who understand PCS life, VA loans, and what matters most to your family.

Veteran & Mil-Spouse Realtors

Work with professionals who understand military timelines, transitions, and family priorities.
VA Home Loan Experience

Navigate VA financing, appraisals, and property requirements with informed local guidance.
Local Area Knowledge

Compare communities, schools, and commute options throughout Oxnard.
Exclusive Heroes Bonus*

Receive up to 10% of your Realtor’s commission toward eligible closing costs. Restrictions apply.
Free Marketing Analysis

Review Oxnard pricing, market competition, and sale readiness before listing your home.
Military Homebuyer Support

Plan tours, offers, inspections, and closing around orders and reporting dates.
Remote PCS Support

Tour homes virtually and coordinate your Oxnard move before you arrive.
Military Home Selling Experts

Prepare, price, and market your home around PCS orders and military timelines.

How PCS JOES Supports Your Oxnard Move

Whether you are buying before arrival, selling around PCS orders, or comparing commute options near Oxnard, PCS JOES helps connect you with a vetted local Realtor who understands military moves. Your Realtor can coordinate virtual tours, explain neighborhood and school considerations, help you prepare for VA financing, and keep the transaction aligned with your reporting timeline.

Connect With a Oxnard Military Realtor

Nationwide VA Loan Support

Meet Our VA Loan Officers Serving Oxnard

Get expert guidance on VA loan preapproval, eligibility requirements, VA mortgage rates, and financing options tailored to your homebuying goals.

Matt Elliott

VA Loan Officer

California VA Home Loan Lender Bio:

Matt Elliott is a Marine Corps veteran and Veteran Mortgage Loan Originator with the Veteran... More...

Local California VA Home Loan Support

VA Loan Guidance for Oxnard

Matt Elliott is a Marine Corps combat veteran and trusted VA Home Loan Lender who helps service members, veterans, and military families nationwide navigate the VA home loan process with clarity and confidence. For homebuyers moving to Oxnard, California, Matt provides guidance on VA preapproval, eligible financing costs, and preparing a competitive offer for the local market. Support is available for PCS homebuyers moving near Naval Base Ventura County.

California VA Home Loan Guidance

VA Preapproval Support

Military and Veteran Homebuyer Focused

VA Loan Support Near Oxnard Military Bases

Naval Base Ventura County

Contact Matt to discuss VA loan options for your move to Oxnard, California.

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Bryant Mateus

VA Loan Officer

California VA Home Loan Lender Bio:

Bryant Mateus is a United States Air Force Academy graduate, Air Force Reserve Major, and... More...

Local California VA Home Loan Support

VA Loan Guidance for Oxnard

Bryant Mateus is a United States Air Force Academy graduate, Air Force Reserve Major, and experienced VA Home Loan Lender dedicated to helping veterans, active-duty service members, and military families navigate the VA loan process with confidence. For homebuyers moving to Oxnard, California, Bryant provides guidance on VA preapproval, eligible financing costs, and preparing a competitive offer for the local market. Support is available for PCS homebuyers moving near Naval Base Ventura County.

California VA Home Loan Guidance

VA Preapproval Support

Military and Veteran Homebuyer Focused

VA Loan Support Near Oxnard Military Bases

Naval Base Ventura County

Contact Bryant to discuss VA loan options for your move to Oxnard, California.

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Ready For Your Next Move?

PCSing to Oxnard? We've Got Your Six.

Connect with a vetted Oxnard military Realtor who knows the local market.

GET MATCHED WITH AN OXNARD MILITARY REALTOR Browse Homes

Live Near Oxnard Military Installations

Popular Communities Near Military Bases in Oxnard

Military families PCSing to the Oxnard area can choose from neighborhoods near Naval Base Ventura County, NBVC Port Hueneme, and NBVC Point Mugu and surrounding communities with different commute, school, lifestyle, and housing options. Our local Oxnard veteran realtors can help you compare each location before your next move.

Central coastal city near Naval Base Ventura County

Oxnard

Oxnard offers established neighborhoods, newer developments, condos, townhomes, and coastal options between the Port Hueneme and Point Mugu areas of Naval Base Ventura County. Buyers should compare the exact duty location, school boundaries, flood and tsunami zones, insurance, traffic, HOA costs, and property condition.

Closest city to Naval Base Ventura County Port Hueneme

Port Hueneme

Port Hueneme provides condos, townhomes, detached homes, and coastal neighborhoods close to the Port Hueneme operating area of Naval Base Ventura County. Military households should evaluate gate routes, marine-layer conditions, flood and tsunami zones, HOA rules, insurance, parking, and resale considerations.

Suburban option near Naval Base Ventura County Point Mugu

Camarillo

Camarillo offers planned neighborhoods, established subdivisions, condos, and detached homes with access toward the Point Mugu area of Naval Base Ventura County. Compare peak traffic, assigned worksite, school boundaries, HOA costs, wildfire exposure, and the total commute before choosing a neighborhood.

Coastal city near Naval Base Ventura County

Ventura

Ventura combines historic neighborhoods, beach-adjacent housing, condos, and suburban areas near Naval Base Ventura County. Buyers should weigh the route to Point Mugu or Port Hueneme against community amenities and review older-home inspections, coastal hazards, insurance, parking, and traffic.

Harbor-side community near Naval Base Ventura County

Channel Islands Beach

Channel Islands Beach offers compact coastal neighborhoods, condos, townhomes, and detached homes near Channel Islands Harbor and the Port Hueneme area of Naval Base Ventura County. Buyers should research flood and tsunami zones, insurance, HOA rules, short-term rental restrictions, parking, and marine exposure.

Foothill option near Naval Base Ventura County Point Mugu

Newbury Park

Newbury Park offers established neighborhoods, larger suburban homes, and access to outdoor recreation near the Santa Monica Mountains. Military families serving at Naval Base Ventura County should test the route to Point Mugu and evaluate wildfire risk, insurance, school boundaries, and HOA costs.

Inland option near Naval Base Ventura County

Thousand Oaks

Thousand Oaks provides established neighborhoods, townhomes, and detached homes in a larger suburban setting. The tradeoff is distance from Naval Base Ventura County, so compare duty-hour traffic, wildfire exposure, insurance, school boundaries, HOA costs, and total transportation expense.

Inland option near Naval Base Ventura County

Santa Paula

Santa Paula offers historic homes, newer neighborhoods, and a small-city setting inland from Oxnard. Buyers serving at Naval Base Ventura County should compare the route to their assigned operating area, agricultural traffic, heat, wildfire and flood exposure, older-home condition, and school boundaries.

Local PCS Planning

Resources For Your PCS to Oxnard

Explore trusted VA loan, PCS move, and military homeownership resources for service members, veterans, and military families.

VA LOAN GUIDANCE

VA Home Loan Education

VA loan education covering eligibility to closing, and every step in between. Get started now.

Learn More

Military family meeting with a VA loan expert to review homebuying options and VA home loan benefits

FREE DOWNLOAD

Military Homebuyer Guide

A step-by-step VA loan and PCS home buying guide designed for active-duty service members and veterans.

Learn More

MILITARY ONESOURCE

PCS Move Checklist

Plan your next PCS with military moving resources, relocation checklists, and Military OneSource planning tools.

Learn More

Real PCS JOES Experiences

Trusted By Military Families Nationwide

★★★★★

We could not be more satisfied with our experience working with Kyle! From our very first interaction...If you're looking for someone who provides expert guidance, timely responses, and gets it right every single time, Kyle is your guy. He made what could have been a stressful process feel smooth and confident. Highly recommend!

★★★★★

I bought a home near Nellis AFB. I used Matt Elliott Mortgage Loan Originator, a Marine Veteran as my Lender, and Air force Veteran Jonny Cosca as my realtor. They made the process quick, simple. and easy. Jonny and Matt are an outstanding team and I highly recommend using them to help purchase a home near Nellis and Creech AFB!!

★★★★★

I worked with Mortgage Loan Originator and Marine Veteran Matt Elliott for a year before I PCS’ed to Fort Hood...bought a home and the process was made easy! I highly recommend Mortgage Matt Elliott and PCS JOES for all your PCS home buying needs.

Questions Before Your Move

FREQUENTLY ASKED QUESTIONS

Every PCS JOES realtor goes through a strict vetting process before being accepted into our network. All agents are prior-service veterans or military spouses and must demonstrate proven experience working with military families, PCS timelines, and VA home loans. We also evaluate their local market expertise, communication standards, and track record of ethical, client-first service. This ensures every PCS JOES realtor understands military life and is equipped to guide you through a smooth, informed move.

No. PCS JOES does not sell advertising or charge agents to be listed on our platform. Our partner agents are carefully vetted veterans and military spouses selected for their experience, professionalism, and commitment to serving military families. When a military member chooses to work with one of our partners, PCS JOES may receive a referral fee after closing. A portion of that fee is reserved to support our PCS JOES military bonus, where permitted by state law, while the remainder allows us to provide our PCS concierge service at no cost to military members and their families.

Yes. As a result of the National Association of Realtors (NAR) settlement reached on March 15, 2024, real estate agents who use the Multiple Listing Service (MLS) to share property information are required to enter into written agreements with buyers before touring a home in person or virtually. For detailed information, please visit the official NAR settlement fact page.

PCS JOES began as a military-focused blog and was converted into a national referral network in 2021 while we were stationed at Lackland AFB. For several years, we maintained a large internal spreadsheet of vetted partner agents, allowing us to personally connect service members with trusted military realtors nationwide. Since starting retirement SkillBridge leave in late 2025, we’ve been transitioning that system onto the website by building base-specific landing pages and publishing PCS JOES realtor profiles so military families can browse agents and connect directly online. New locations are added weekly. While automation is helping speed up this process, every PCS JOES customer is still personally tracked and supported throughout their real estate journey. If you don’t see a landing page for your area yet, simply submit an inquiry on our homepage and we will personally connect you with the appropriate PCS JOES partner agent. Our goal is to have the system fully online by the end of 2026.

Tax Returns: Your VA loan officer needs to get the full story of your financial situation to provide an accurate preapproval. Generally, they want to see 2 years worth of tax returns to ensure your annual income is consistent with your reported earnings through pay stubs. You will likely need to sign a Form 4506-T to allow your lender to request copies of your certified tax returns from the IRS
Pay Stubs, W-2s, or Other Proof of Income: Lenders will want to see your most recent pay stubs to get a clear idea of your overall financial health. If you're self-employed or have other income sources (such as VA disability pay or child support), you may need to show proof through 1099 forms, direct deposits, or other mean.
Bank Statements & Other Assets: These items help your lender appropriately asses your risk profile.
Credit History: Credit reports are often necessary to assess your risk level. Be prepared to write a statement that explains any negative items--one-time unavoidable circumstances may be viewed differently than habitual delinquencies.
Gift Letters: You will need to provide a written confirmation of any money gifted to you to help you buy your home. This letter should include their relationship to you as the amount received.
Photo ID: A copy of your ID will be required to prove you are who you're claiming to be.

As soon as you receive your assignment notification. Many military families contact us 6–9 months before their PCS, even before orders are in hand. This early timeframe is ideal because it allows our VA loan officers to identify and resolve potential issues well in advance. Think of our PCS JOES lender partners as your personal financial coach—no matter your situation, they can build an action plan to strengthen your credit profile and position you for the best possible rate by the time you complete your PCS. We also regularly help service members with last-minute PCS moves in the 30–60 day window. While most home purchases close in 30–45 days once under contract, we’ve successfully completed closings in as little as 26 days.

Naval Base Ventura County

PCS planning for Naval Base Ventura County housing, schools, access, lodging, BAH, and nearby Ventura County communities.

PCS to Naval Base Ventura County

Our Oxnard military realtors help PCS families plan a move to Naval Base Ventura County. Naval Base Ventura County is part of Naval Base Ventura County. NBVC is composed of the Port Hueneme, Point Mugu, and San Nicolas Island operating areas. Military families commonly compare Oxnard, Port Hueneme, Camarillo, Ventura, Channel Islands Beach, Newbury Park, Thousand Oaks, and Santa Paula while weighing the assigned worksite, gate access, coastal hazards, wildfire exposure, school boundaries, and traffic.

Popular Nearby Communities

Oxnard - central option between the two mainland operating areas
Port Hueneme and Channel Islands Beach - closest to NBVC Port Hueneme
Camarillo and Newbury Park - practical options for Point Mugu
Ventura - coastal alternative northwest of Oxnard
Thousand Oaks and Santa Paula - inland choices with longer commute tradeoffs

Schools & Student Support

School districts and attendance boundaries vary across Ventura County and depend on the exact residence.
Use GreatSchools as a research starting point, then confirm current boundaries, enrollment, transfer, special-program, and transportation rules with the applicable district.

Gates & Installation Access

Naval Base Ventura County is a secure installation; confirm current visitor, sponsor, identification, vehicle, and gate requirements before arrival.
Port Hueneme and Point Mugu have separate access points, so verify the assigned operating area and correct gate.
Gate hours and routes can change with operations, construction, holidays, weather, or security conditions.

On-Base & Off-Base Housing

Contact the NBVC Housing Service Center for current government and community housing guidance before signing a lease or purchase contract.
Compare eligibility, waitlists, pet policies, and application timing with off-base rent or purchase costs.
Budget for utilities, insurance, flood or wildfire exposure, transportation, HOA costs, maintenance, and other expenses not necessarily covered by BAH.

In-Processing

Coordinate with the gaining command and sponsor before travel and confirm whether reporting is at Port Hueneme, Point Mugu, or another NBVC site.
Follow current command and installation instructions for duty-hour and after-hours reporting.
Keep orders, amendments, identification, receipts, personnel records, medical documents, and housing paperwork accessible.

Temporary Lodging & TLE

Reserve authorized temporary lodging early and confirm the correct NBVC operating area.
Verify pet policies, rates, cancellation rules, length-of-stay limits, and any required non-availability documentation.
Keep confirmations and itemized receipts and verify reimbursement rules with the servicing travel or finance office.

BAH & Cost of Living

Use the official DoD BAH tool for the applicable Ventura housing area and current calendar year.
Rates vary by pay grade and dependency status and are not tied to the price of a specific home.
Compare BAH with utilities, insurance, deposits, transportation, HOA costs, maintenance, and other monthly expenses.

Official Planning Resources

Need help comparing communities or planning a home purchase near Naval Base Ventura County?

Connect With a Oxnard Military Realtor

NBVC Port Hueneme

PCS planning for NBVC Port Hueneme housing, schools, access, lodging, BAH, and nearby Ventura County communities.

PCS to NBVC Port Hueneme

Our Oxnard veteran realtors help PCS families plan a move to NBVC Port Hueneme. NBVC Port Hueneme is part of Naval Base Ventura County. Port Hueneme is the installation’s mainland seaport operating area beside the city of Port Hueneme. Military families commonly compare Oxnard, Port Hueneme, Camarillo, Ventura, Channel Islands Beach, Newbury Park, Thousand Oaks, and Santa Paula while weighing the assigned worksite, gate access, coastal hazards, wildfire exposure, school boundaries, and traffic.

Popular Nearby Communities

Oxnard - central option between the two mainland operating areas
Port Hueneme and Channel Islands Beach - closest to NBVC Port Hueneme
Camarillo and Newbury Park - practical options for Point Mugu
Ventura - coastal alternative northwest of Oxnard
Thousand Oaks and Santa Paula - inland choices with longer commute tradeoffs

Schools & Student Support

School districts and attendance boundaries vary across Ventura County and depend on the exact residence.
Use GreatSchools as a research starting point, then confirm current boundaries, enrollment, transfer, special-program, and transportation rules with the applicable district.

Gates & Installation Access

Naval Base Ventura County is a secure installation; confirm current visitor, sponsor, identification, vehicle, and gate requirements before arrival.
Port Hueneme and Point Mugu have separate access points, so verify the assigned operating area and correct gate.
Gate hours and routes can change with operations, construction, holidays, weather, or security conditions.

On-Base & Off-Base Housing

Contact the NBVC Housing Service Center for current government and community housing guidance before signing a lease or purchase contract.
Compare eligibility, waitlists, pet policies, and application timing with off-base rent or purchase costs.
Budget for utilities, insurance, flood or wildfire exposure, transportation, HOA costs, maintenance, and other expenses not necessarily covered by BAH.

In-Processing

Coordinate with the gaining command and sponsor before travel and confirm whether reporting is at Port Hueneme, Point Mugu, or another NBVC site.
Follow current command and installation instructions for duty-hour and after-hours reporting.
Keep orders, amendments, identification, receipts, personnel records, medical documents, and housing paperwork accessible.

Temporary Lodging & TLE

Reserve authorized temporary lodging early and confirm the correct NBVC operating area.
Verify pet policies, rates, cancellation rules, length-of-stay limits, and any required non-availability documentation.
Keep confirmations and itemized receipts and verify reimbursement rules with the servicing travel or finance office.

BAH & Cost of Living

Use the official DoD BAH tool for the applicable Ventura housing area and current calendar year.
Rates vary by pay grade and dependency status and are not tied to the price of a specific home.
Compare BAH with utilities, insurance, deposits, transportation, HOA costs, maintenance, and other monthly expenses.

Official Planning Resources

Need help comparing communities or planning a home purchase near NBVC Port Hueneme?

Connect With a Oxnard Veteran Realtor

NBVC Point Mugu

PCS planning for NBVC Point Mugu housing, schools, access, lodging, BAH, and nearby Ventura County communities.

PCS to NBVC Point Mugu

Our Oxnard military realtors help PCS families plan a move to NBVC Point Mugu. NBVC Point Mugu is part of Naval Base Ventura County. Point Mugu is the installation’s mainland airfield and sea-range operating area southeast of Oxnard. Military families commonly compare Oxnard, Port Hueneme, Camarillo, Ventura, Channel Islands Beach, Newbury Park, Thousand Oaks, and Santa Paula while weighing the assigned worksite, gate access, coastal hazards, wildfire exposure, school boundaries, and traffic.

Popular Nearby Communities

Oxnard - central option between the two mainland operating areas
Port Hueneme and Channel Islands Beach - closest to NBVC Port Hueneme
Camarillo and Newbury Park - practical options for Point Mugu
Ventura - coastal alternative northwest of Oxnard
Thousand Oaks and Santa Paula - inland choices with longer commute tradeoffs

Schools & Student Support

School districts and attendance boundaries vary across Ventura County and depend on the exact residence.
Use GreatSchools as a research starting point, then confirm current boundaries, enrollment, transfer, special-program, and transportation rules with the applicable district.

Gates & Installation Access

Naval Base Ventura County is a secure installation; confirm current visitor, sponsor, identification, vehicle, and gate requirements before arrival.
Port Hueneme and Point Mugu have separate access points, so verify the assigned operating area and correct gate.
Gate hours and routes can change with operations, construction, holidays, weather, or security conditions.

On-Base & Off-Base Housing

Contact the NBVC Housing Service Center for current government and community housing guidance before signing a lease or purchase contract.
Compare eligibility, waitlists, pet policies, and application timing with off-base rent or purchase costs.
Budget for utilities, insurance, flood or wildfire exposure, transportation, HOA costs, maintenance, and other expenses not necessarily covered by BAH.

In-Processing

Coordinate with the gaining command and sponsor before travel and confirm whether reporting is at Port Hueneme, Point Mugu, or another NBVC site.
Follow current command and installation instructions for duty-hour and after-hours reporting.
Keep orders, amendments, identification, receipts, personnel records, medical documents, and housing paperwork accessible.

Temporary Lodging & TLE

Reserve authorized temporary lodging early and confirm the correct NBVC operating area.
Verify pet policies, rates, cancellation rules, length-of-stay limits, and any required non-availability documentation.
Keep confirmations and itemized receipts and verify reimbursement rules with the servicing travel or finance office.

BAH & Cost of Living

Use the official DoD BAH tool for the applicable Ventura housing area and current calendar year.
Rates vary by pay grade and dependency status and are not tied to the price of a specific home.
Compare BAH with utilities, insurance, deposits, transportation, HOA costs, maintenance, and other monthly expenses.

Official Planning Resources

Need help comparing communities or planning a home purchase near NBVC Point Mugu?

Connect With a Oxnard Military Realtor

Ready to get started?

Training Matters. Experience Matters More.

MRP Training + Real Military Experience

An MRP-certified agent has completed specialized military relocation training, including foundational education about VA financing. It is a valuable credential—but it is not the only measure of whether an agent understands your move.

Some PCS JOES Realtors are MRP certified. We do not require the designation because all PCS JOES Realtors are veterans or military spouses with firsthand experience navigating military life, PCS timelines, and the realities facing military families.

A certification provides foundational training. PCS JOES adds lived military experience, local real estate expertise, and veteran VA loan officers whose work is focused primarily on VA borrowers.

Why That Matters for Your PCS

Military Relocation Professional training for Oxnard military homebuyers

Military relocation knowledge

Guidance shaped around orders, reporting dates, deployments, and remote home searches.

Veteran VA loan officers serving Oxnard military homebuyers

Veteran VA loan experts

Our veteran loan officers primarily process VA loans and understand VA eligibility, appraisals, property requirements, benefits, and closing from the inside out.

Veteran and military spouse Realtors with firsthand PCS experience in Oxnard

Firsthand understanding

An agent who understands military family priorities because they have lived the lifestyle.

Local military housing and duty station guidance for Oxnard

Local market guidance

Help comparing neighborhoods, schools, commute times, and access to your installation.

Local experience: Our Oxnard military Realtors help families compare communities and commute options around Oxnard.