PCS JOES: Suit Up for the PCS JOES Experience!

Veteran-Owned & Operated

Find trusted ALBUQUERQUE VETERAN REALTORS

Our Albuquerque veteran realtors specialize in helping families PCS to Kirtland AFB, serving all communities near base

Vetted Military Realtors

Nationwide PCS Coverage

Expert VA Loan Guidance

VA Assumable Listings

Find Albuquerque Military Realtors Browse PCS Homes Marketplace

TRENDING MARKETPLACE LISTINGS

Browse veteran-owned homes, rentals, and VA assumable opportunities before your PCS to Kirtland AFB.

$300,000

FOR SALE2 bds2 ba1774 sqft

6735 Congressional Blvd, San Antonio, TX 78244

Near Fort Sam Houston

Veteran-OwnedListed by Owner's Agent

$325,000

FOR SALE4 bds2 1/2 ba2054 sqft

1213 Mockingbird Ln, Edmond, Ok 73034

Near Tinker Air Force Base

Veteran-OwnedListed by Owner's Agent

Open marketplace slot

Your PCS listing could be next

Promote a sale, rental, or VA assumable opportunity to military families planning their next move.

List your home free

VA Assumable5.5%

$404,900

FOR SALE5 bds3 ba3230 sqft

371 Highgrove Way Dallas, Ga. 30157

Near Dobbins ARB

Veteran-OwnedListed by Owner's Agent

List For Free

By military owner or owner’s agent

Get Early Exposure

Up to 12 months ahead of PCS

Find VA Assumables

Connect directly with military sellers

Meet our ALBUQUERQUE Veteran realtors

Helping military families PCS to Kirtland AFB with trusted local real estate guidance.

Chris Tanner

Realtor

New Mexico: Albuquerque Metro, Rio Rancho, Tijeras, East Mountains Bio:

Albuquerque Veteran Realtor Chris Shain Tanner is a Retired U.S. Air Force First Sergeant and… More…

Albuquerque Veteran Realtor

Chris Shain Tanner is a Retired U.S. Air Force First Sergeant and top-producing Albuquerque Veteran Realtor serving the Albuquerque Metro, Rio Rancho, Tijeras, and the East Mountains. With over two decades of distinguished military leadership, Chris brings the same integrity, discipline, and service-before-self ethos that defined his Air Force career to every client he serves.

As a trusted Albuquerque Military Realtor, Chris helps service members and veterans navigate every phase of homeownership–from using VA loan benefits to building long-term wealth through real estate. He’s dedicated to helping military families transition seamlessly from active duty to civilian life, ensuring their home purchase or sale supports their financial future.

Chris holds a Bachelor’s Degree in Biology (Pre-Med) and multiple professional designations, including Military Relocation Professional (MRP), RENE, ABR, C2EX, and At Home with Diversity (AHWD). In 2025, he serves as President of the Greater Albuquerque Association of REALTORS® (GAAR) and is a Golden R RPAC Major Investor, actively championing property rights and advancing the real estate profession across New Mexico.

From first-time buyers near Kirtland AFB to families settling into the peaceful hills of Tijeras or the East Mountains, Chris is the Albuquerque Veteran Realtor who’s got your six–every step of the way.

PCS to Kirtland AFB

Chris’s Service Areas Near Kirtland AFB

Albuquerque

Kirtland AFB

Rio Rancho

Tijeras

East Mountains

Ready to Get Started?

If you found Chris through our Google profiles link, visit our Albuquerque Military Realtor page here to connect with him directly. Otherwise, click the Contact Agent link below to get started now

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why heroes prefer our Albuquerque military realtors

Trusted veteran & military-spouse realtors who understand PCS life, VA loans, & what matters most to your family.

Veteran Realtors

VA Loan Experts

Local Area Knowledge

Exclusive Bonus*

Veteran Owned

Thousands Served

Nationwide Coverage

Trusted By Heroes

Meet our trusted va loan officers

Our vetted VA loan officers provide no-pressure consults & risk-free 2nd opinions

Matt Elliott

VA Loan Officer

Licensed in all 50 States Bio:

Matt Elliott is a Marine Corps veteran and Veteran Mortgage Loan Originator with the Veteran… More…

Matt Elliott is a Marine Corps veteran and Veteran Mortgage Loan Originator with the Veteran Mortgage Team–your trusted VA Home Loan Expert serving veterans and military families nationwide through all PCS JOES CONUS Service Areas. Originally from Central Illinois, Matt grew up in a blue-collar community that takes great pride in military service — a value that continues to shape his work today.

After graduating high school just months before the events of 9/11, Matt felt an overwhelming sense of patriotism and a call to serve. Inspired by a close friend who deployed with the Navy Seabees, he enlisted in the United States Marine Corps in 2006 as an 0311 Rifleman. During his military career, Matt deployed to Iraq in 2009, where he was stationed at Combat Outpost Waleed on the Iraq–Syria border. His service in one of the most challenging environments of the conflict instilled a deep commitment to teamwork, discipline, and service to others.

Following his time in uniform, Matt transitioned to the mortgage industry, building his expertise from the ground up — first as a Home Loan Processor, then as a Loan Officer Assistant, and now as a licensed Mortgage Loan Originator. Drawing on his military values and years of mortgage experience, Matt takes pride in helping veterans and families secure the best home loan options available.

Whether you’re a first-time homebuyer or a seasoned homeowner, Matt’s mission is simple: to serve with integrity, educate his clients, and help them achieve their dream of homeownership.

Matt’s values align perfectly with PCS JOES, and he’s become an indispensable part of our team thanks to his exceptional client care and reliability. As a trusted VA Home Loan Expert, he’s available seven days a week to guide veterans and military families through every step of the VA mortgage process.

It’s never too early to reach out to Matt. Many of our clients begin working with him 6–12 months before their PCS to improve credit and prepare for VA loan prequalification. This early preparation often helps them qualify for better VA loan rates and ensures a smoother military home buying experience. Don’t wait until you have orders in hand–contact Matt as soon as you receive your assignment notification to start preparing for your next move with confidence.

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Bryant Mateus

VA Loan Officer

Licensed in 47 states Bio:

Bryant Mateus is a United States Air Force Academy graduate, Air Force Reserve Major, and… More…

Bryant Mateus is a United States Air Force Academy graduate, Air Force Reserve Major, and trusted VA Loan Lender serving veterans and military families throughout Texas. His background in military service gives him a deep understanding of the challenges that come with PCS moves, high cost of living areas, and the fast paced Texas market.

After leaving active duty, Bryant brought his commitment to service into the mortgage world. He has helped military families across Texas secure highly competitive rates and clear guidance from the first conversation to the closing table. His mission is simple. Provide honest education, real numbers, and the most competitive options available for every veteran he serves.

Whether you are planning ahead for a PCS to Lackland, Randolph, Fort Sam, or anywhere in the state, Bryant is available seven days a week to support you. Many clients work with him months before purchasing so they can strengthen their credit, explore loan options, and prepare with confidence.

It is never too early to reach out and begin your path to homeownership with a lender who understands both military life and the Texas market.

Service Areas:

Licensed in all states except Hawaii, New York, and Vermont

Bryant’s Contact Info:

Website: http://www.valoancapt.com
Cell: 937-823-7307
Email: bmateus@worldhomeloans.com

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popular communities for families that pcs to kirtland afb

Our Albuquerque veteran Realtors help military families navigate PCS moves, VA homebuying, and life near Kirland AFB

Closest to Kirtland AFB

Albuquerque

Albuquerque offers the widest variety of homes, neighborhoods, shopping, dining, and services near Kirtland AFB. Families can choose from established communities, newer developments, and locations with easier access to the base. Kirtland occupies the southeast portion of the city.
Southeast Albuquerque

Four Hills

Four Hills is an established foothills community bordering Kirtland AFB and the Sandia Mountain foothills. It is known for custom homes, mature landscaping, mountain views, hiking access, and a potentially shorter commute to the base.
Northwest of Albuquerque

Rio Rancho

Rio Rancho offers newer subdivisions, master-planned communities, open space, and a modern suburban lifestyle northwest of Albuquerque. It can appeal to military families who prioritize newer homes and more space over a shorter Kirtland commute.
South of Albuquerque

Los Lunas

Los Lunas provides newer neighborhoods, spacious housing options, and a quieter suburban setting south of Albuquerque. It may offer more home for the money, although families should carefully compare the longer commute to Kirtland AFB.
Gateway to the East Mountains

Tijeras

Tijeras offers wooded properties, mountain-style homes, larger lots, and a peaceful setting east of Albuquerque. It is a popular option for families who want more privacy and outdoor space while remaining connected to the city by Interstate 40.
East of Albuquerque

Cedar Crest

Cedar Crest is a scenic East Mountains community with homes tucked among pine trees and foothills. It appeals to buyers looking for a quieter mountain lifestyle with access to Albuquerque and Kirtland AFB.
East of the Sandia Mountains

Sandia Park

Sandia Park features custom homes, larger parcels, mountain views, and a more private semi-rural lifestyle. The community sits on the east side of the Sandia Mountains with access to Albuquerque through the East Mountains corridor.
Mountain Communities East of Albuquerque

East Mountains

The East Mountains include Tijeras, Cedar Crest, Sandia Park, and surrounding communities. This area is popular with buyers seeking pine-covered properties, larger lots, scenic views, and a quieter lifestyle outside central Albuquerque.

resources for your pcs to kirtland afb

Explore trusted VA loan, PCS move, & military homeownership resources designed for service members, veterans, & military families.

VA LOAN GUIDANCE

VA Home Loan Education

VA loan education covering eligibility to closing, and every step in between. Get started now.
FREE DOWNLOAD

Military Homebuyer Guide

A step-by-step VA loan and PCS home buying guide designed for active-duty service members and veterans.
MILITARY ONE SOURCE

PCS Move Checklist

Plan your next PCS with military moving resources, relocation checklists, and Military OneSource planning tools.

Trusted By Military Families Nationwide

Verified Google Reviews

We could not be more satisfied with our experience working with Kyle! From our very first interaction…If you’re looking for someone who provides expert guidance, timely responses, and gets it right every single time, Kyle is your guy. He made what could have been a stressful process feel smooth and confident. Highly recommend!
Abraham Poston
San Antonio, TX
I bought a home near Nellis AFB. I used Matt Elliott Mortgage Loan Originator, a Marine Veteran as my Lender, and Air force Veteran Jonny Cosca as my realtor. They made the process quick, simple. and easy. Jonny and Matt are an outstanding team and I highly recommend using them to help purchase a home near Nellis and Creech AFB!!
Mason Karcz
Nellis AFB
I worked with Mortgage Loan Originator and Marine Veteran Matt Elliott for a year before I PCS’ed to Fort Hood…bought a home and the process was made easy! I highly recommend Mortgage Matt Elliott and PCS JOES for all your PCS home buying needs.
Samuel Quirino
Fort Hood
These guys truly care and take care of you from start to finish! My closing costs were way down thanks to their military incentives
SSgt Buckner
Lackland AFB, Wright-Patterson AFB
I cannot recommend enough using PCS JOES for your moving needs. Kyle is extremely communicative, fast worker, and reliable. PCS JOES helped sell our house in Texas and helped us find a place to live when we moved from Puerto Rico to Virginia…We will continue to use PCS JOES for our continued moves.
Melissa Marston
Lackland AFB & Sterling VA
Kyle and his team knocked it out of the park again…. 3rd PCS and he’ll be my first call on the 4th!
Cameron Quigley
JBSA, LRAFB, WPAFB

FREQUENTLY ASKED QUESTIONS

Every PCS JOES realtor goes through a strict vetting process before being accepted into our network. All agents are prior-service veterans or military spouses and must demonstrate proven experience working with military families, PCS timelines, and VA home loans. We also evaluate their local market expertise, communication standards, and track record of ethical, client-first service. This ensures every PCS JOES realtor understands military life and is equipped to guide you through a smooth, informed move.

No. PCS JOES does not sell advertising or charge agents to be listed on our platform. Our partner agents are carefully vetted veterans and military spouses selected for their experience, professionalism, and commitment to serving military families. When a military member chooses to work with one of our partners, PCS JOES may receive a referral fee after closing. A portion of that fee is reserved to support our PCS JOES military bonus, where permitted by state law, while the remainder allows us to provide our PCS concierge service at no cost to military members and their families.

Yes. As a result of the National Association of Realtors (NAR) settlement reached on March 15, 2024, real estate agents who use the Multiple Listing Service (MLS) to share property information are required to enter into written agreements with buyers before touring a home in person or virtually. For detailed information, please visit the official NAR settlement fact page.

PCS JOES began as a military-focused blog and was converted into a national referral network in 2021 while we were stationed at Lackland AFB. For several years, we maintained a large internal spreadsheet of vetted partner agents, allowing us to personally connect service members with trusted military realtors nationwide. Since starting retirement SkillBridge leave in late 2025, we’ve been transitioning that system onto the website by building base-specific landing pages and publishing PCS JOES realtor profiles so military families can browse agents and connect directly online. New locations are added weekly. While automation is helping speed up this process, every PCS JOES customer is still personally tracked and supported throughout their real estate journey. If you don’t see a landing page for your area yet, simply submit an inquiry on our homepage and we will personally connect you with the appropriate PCS JOES partner agent. Our goal is to have the system fully online by the end of 2026.

Tax Returns: Your VA loan officer needs to get the full story of your financial situation to provide an accurate preapproval. Generally, they want to see 2 years worth of tax returns to ensure your annual income is consistent with your reported earnings through pay stubs. You will likely need to sign a Form 4506-T to allow your lender to request copies of your certified tax returns from the IRS
Pay Stubs, W-2s, or Other Proof of Income: Lenders will want to see your most recent pay stubs to get a clear idea of your overall financial health. If you’re self-employed or have other income sources (such as VA disability pay or child support), you may need to show proof through 1099 forms, direct deposits, or other mean.
Bank Statements & Other Assets: These items help your lender appropriately asses your risk profile.
Credit History: Credit reports are often necessary to assess your risk level. Be prepared to write a statement that explains any negative items–one-time unavoidable circumstances may be viewed differently than habitual delinquencies.
Gift Letters: You will need to provide a written confirmation of any money gifted to you to help you buy your home. This letter should include their relationship to you as the amount received.
Photo ID: A copy of your ID will be required to prove you are who you’re claiming to be.

As soon as you receive your assignment notification. Many military families contact us 6–9 months before their PCS, even before orders are in hand. This early timeframe is ideal because it allows our VA loan officers to identify and resolve potential issues well in advance. Think of our PCS JOES lender partners as your personal financial coach—no matter your situation, they can build an action plan to strengthen your credit profile and position you for the best possible rate by the time you complete your PCS. We also regularly help service members with last-minute PCS moves in the 30–60 day window. While most home purchases close in 30–45 days once under contract, we’ve successfully completed closings in as little as 26 days.

PCS TO KIRTLAND AFB – QUICK GUIDE

Families planning a PCS to Kirtland AFB often have questions about housing, school districts, and base access. Below is a quick PCS to Kirtland AFB guide covering the most common questions families ask our Albuquerque veteran realtors when relocating.

Military families PCS’ing to Kirtland AFB commonly choose neighborhoods based on commute time, school options, and lifestyle preferences. Popular areas near Kirtland AFB include:

Nob Hill – Close to base, walkable, historic homes, and local dining city with shopping, dining, and services
Four Hills / Volterra – East of base, popular with officers and senior NCOs
Ventana Ranch – Northwest Albuquerque, newer homes, longer commute
Rio Rancho – Family-friendly suburbs, good schools, popular with GS employees
SE Albuquerque – Closest to base, mixed housing stock, shorter commute

Commute times vary significantly depending on traffic and gate access, so proximity to your assigned Kirtland AFB gate should be considered when choosing housing.

School options near Kirtland AFB vary by neighborhood, and enrollment is based on residential address. When researching schools, many military families use third-party tools like GreatSchools.org to compare options across different communities. For a military-specific approach, we also recommend our guide How to Find the Best Schools for Military Families, which walks through what to consider beyond test scores—especially during a PCS.

Albuquerque Public Schools (APS) – Largest district in New Mexico, serves most on- and off-post housing areas
Rio Rancho Public Schools (RRPS) – Serves families living in Rio Rancho; often preferred for smaller class sizes
Charter & Magnet Schools – Widely used by military families; lottery-based enrollment is common

Our local Albuquerque military realtors can help you understand how school districts align with different neighborhoods, commute times, and housing options when PCSing to Kirtland AFB.

Kirtland AFB has multiple access points, and gate availability may change based on mission needs and security posture. Always verify gate hours before arrival from the official Kirtland AFB gate hours page. Commonly used gates include:

Gibson Gate – Primary access point near the Medical Center and SE Albuquerque
Truman Gate – Often used by personnel commuting from NE Albuquerque
Wyoming Gate – Convenient for personnel coming from central Albuquerque

Visitors should ensure Real ID compliance and confirm access requirements prior to arrival.

Kirtland AFB on-post housing is privatized and managed by Soaring Heights Communities. Availability varies based on rank, family size, and seasonal PCS demand.

On-post housing offers proximity to work and base amenities
Off-post housing provides more flexibility in home size, schools, and BAH usage
Waiting lists can fluctuate during peak PCS seasons
Contact the Kirtland AFB Housing Office before signing a lease or purchase contract

Many families that PCS to Kirtland AFB choose off-post housing to align with school preferences and long-term financial goals.

Temporary lodging options near Kirtland AFB are available but can fill quickly during peak PCS months.

On-post temporary lodging is available but limited
Off-post hotels near the base are commonly used
Early reservations are strongly recommended
Pet availability can be limited
Effective 27 Nov 2024, the DoD increased the TLE time limit from 14 days to 21 days for CONUS-to-CONUS moves. (DTMO Announcement)
For moves from OCONUS-to-CONUS, the standard allowance is 21 days of TLE (DFAS Army TLE).
When you are departing the CONUS for an overseas assignment, the typical authorization is 7 days of TLE in CONUS prior to departure (DFAS Army TLE).

In-processing at Kirtland AFB typically takes several duty days and may vary by unit. Early coordination with your gaining unit can help streamline the process.

Report to assigned unit
In-processing typically takes several duty days
Housing decisions often occur during this window
Orders and documentation required
Having housing options lined up before arrival can help reduce stress during the in-processing period.

Basic Allowance for Housing (BAH) rates near Kirtland AFB vary by rank and dependency status.

BAH varies by rank and dependency status–visit DTMO BAH Rate-Lookup Tool
Albuquerque offers a moderate cost of living compared to other major metros
Off-post housing can allow better use of BAH depending on home choice
Housing costs vary widely by neighborhood

Connect with our local Albuquerque military realtors to compare housing options based on BAH, commute, long-term affordability and investment potential. Learn how to use your BAH as an investment tool with our BAH Hacking 101 article.

Connect with our Albuquerque Military Realtors

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Find trusted ALBUQUERQUE VETERAN REALTORS

TRENDING MARKETPLACE LISTINGS

Your PCS listing could be next

List For Free

Get Early Exposure

Find VA Assumables

Meet our ALBUQUERQUE Veteran realtors

Chris Tanner

Albuquerque Veteran Realtor

PCS to Kirtland AFB

Chris’s Service Areas Near Kirtland AFB

Ready to Get Started?

why heroes prefer our Albuquerque military realtors

Veteran Realtors

VA Loan Experts

Local Area Knowledge

Exclusive Bonus*

Veteran Owned

Thousands Served

Nationwide Coverage

Trusted By Heroes

Meet our trusted va loan officers

Matt Elliott

Matt Elliott

Bryant Mateus

Service Areas:

Bryant’s Contact Info:

Bryant Mateus

popular communities for families that pcs to kirtland afb

Albuquerque

Four Hills

Rio Rancho

Los Lunas

Tijeras

Cedar Crest

Sandia Park

East Mountains

resources for your pcs to kirtland afb

VA Home Loan Education

Military Homebuyer Guide

PCS Move Checklist

Trusted By Military Families Nationwide

FREQUENTLY ASKED QUESTIONS

How does PCS JOES vet its military realtors?

Do PCS JOES partner agents pay to be listed or advertised on your site?

Do I have to sign an agreement with your realtors before I view homes?

Why can’t I see all PCS JOES agents listed on the website?

What documents are required to get preapproved for a VA loan?

When should I contact a realtor if I am PCSing?

PCS TO KIRTLAND AFB – QUICK GUIDE

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